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Spending Smarts
Disclaimer: This question is more for people that have better jobs and savings.
I was talking with someone about someone she knows that likes to waste money on unneeded luxuries that he can not afford. She thinks I'm crazy, but I think she just has no concept of saving money. I ask you, if you work a factory making at most $25,000 a year, and you brag about buying an expensive plasma TV and computer, is this stupid? Shouldn't this guy be saving his money for needed things like emergencies, retirement, child college fund? It seems very stupid to me to always waste a huge part of your annual salary on unneeded luxuries when you're living barely above poverty.
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