|
I'd recommend not relying on this money for the rest of your life. 3 million pounds is a decent chunk of money, but there are any number of ways you'll never see it. Your dad could remarry and divorce, your dad could suffer an illness that requires extensive treatment, could be involved in the bad end of a lawsuit, or could grow old and require nursing home assistance for years. All of those will eat away whatever money he has.
I come from something of a similar situation to you. My parents made ~600k US a year since before I was born, plus sizable gains in stocks and investments, and that's only the stuff that I know about (there's ample reason to speculate on other, much cooler forms of income, but that's another story). They're both mid 50s and about to retire with some serious change. The point is, it is their money, and they're going to (hopefully) be around for a while.
If I were to give you advice, I'd say this. Get an education (mentioned above), as good of one as you and your family can afford. After that, set out on your own. That's your dad's money, not yours. Don't feel entitled, because anything can happen and you don't want to wake up 10 years from now with the nest egg gone and no future prospects of your own.
| 
