Quote:
Originally Posted by Oblivian
Talk to your bank on this one. Some banks have "force re-opens" on accounts where a cancelled account will re-open if something is presented to it. It's the same principle as cancelling a checking account and the bank receives a check for payment from that account a month later. Some banks "force re-open" the account to honor the check while some deny the check. The banks that "force re-open" go with the philosophy that they have more to gain from NSF fees and they have your info for collections. Shady business by banks.
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Not only that, but some gyms are infamous for sending old accounts that were/should have been closed to collections, which puts a black mark on your credit record. You should always be proactive when cancelling a gym membership.