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Owning a gun doesn't make one safe any more than owning a guitar makes one a musician.
Quality training and regular practice are a must - given that such things require large amounts of ammo - check out the difference in price of ammo: .45ACP & .40S&W - it's why I shoot 9mmP.
Neither one of those guns make my list for a middle-aged woman with probably little to no firearms training. A decent used wheelgun in .38 Special can be had for less than $300 (S&W, Colt, Ruger) - train with resonably priced and low power wadcutters - keep it loaded with +P JHP's from Federal, Winchester, or CCI.
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