Quote:
Originally Posted by bigdirty
not Impossible. I living proof. I ran up a debt on a credit card( about 1200) over TEN years. well anyway didnt pay, so the company gave up after a while and gave it to a collection agency. well they tried for a while soon it was passed from one agency to another year after year. this went on for YEARS untill finally one company pulled some new tatics. They got a court ruling and found my place of employment. BAM garnished my wages. Left job found new one BAM tracted me down again. hell were ever I go they find me and take a little every week. Whats worse the original 1200 multiplied to3500 from various bullshit penilities.
if you got any advice help me the fuck out
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That's surprising, as it usually costs them thousands of dollars in fees to collect such a debt, which isn't worth it.
At any rate, my advice definitely isn't "don't pay your debts," it's "make sure that if there is a dispute, you are the one with the money." That gives you all the cards in dealing with the other side. You may ultimately structure a settlement or deal (such as paying back at a discount), but you want the other side to be over a barrel.