[Foppa21]

Originally Posted by Timbaland

Very true. In your line of work what do you consider average incomes? Is it around 50k? And you're from the bay area right Foppa? I wanna see how my salary stacks up. I get paid 50k a year. I am glad my parents taught me the value of saving money.

I have 1 pair of fight shorts and I use old athletic and basketball shorts to roll. I have 1 gi (a judo one so its not very expensive). The only thing I really spent money on were rashguards. I have 4 of them. I bought them for sanitary reasons.

I work for a major bank where I am. Loan assessments (especially for houses) as a big part of my job. Biggest question, "Can I trust the guy sitting across from me to pay off the loan or are they likely to spend their pay before meeting their obligations here first?".

Bay area of what hahaha? I'm at the other side of the world from you. I reckon I'm underpaid but pretty much everyone else does too. Without even taking into consideration exchange rates, you're still earning more than me. But your cost of living would be a lot higher than mine too.

Don't get me wrong, I still do a ton of shopping and partying (way too much of both actually). But don't go out getting credit cards for the sake of doing them. They cost too much in the long run. Refinancing your house (not like that's possible anyway in the US these days) once should be enough of a lesson. Don't know why people still don't learn from it. It comes to a point when you go "Hang on, I've been paying off my house for so long now, how come I still owe the same amount?"